Which type of Bankruptcy is best for me?



Chapter 7 - Bankruptcy
  • Are you spending almost all of your income just to pay normal living expenses (housing, food, clothing, transportation, child care, etc.)?
  • Are creditors calling and demanding money that you need to feed yourself or your family?
  • Is there no money left to pay credit card debt, medical bills or judgments?
  • Are wages needed for living expenses being garnished by a creditor?

  • If you answered yes to one or more of these questions then most likely a Chapter 7 - Bankruptcy can help your financial situation.

    Chapter 13 - Bankruptcy
  • Are you behind on your home loan, need to stop foreclosure and save your home?
  • Do you owe taxes or student loans that do not meet the requirements for discharge?
  • Do you want to protect a friend or relative who co-signed for you?
  • Do you need to bring current child or spousal support payments?
  • Do you have judgments that were incurred by reason of drunk driving or fraud?
  • Do you need to protect non-exempt assets?
  • Have you filed a Chapter 7 within the past 8 years?

  • If you answered yes to one or more of these questions then it’s quite possible that a Chapter 13 - Bankruptcy is the correct solution in your case.



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