Bankruptcy Attorney San Diego
Worried, anxious, losing sleep over debt? Take control. We can help!
For over 25 years, California residents have trusted our San Diego Bankruptcy Attorney to get them out of debt. We've filed thousands of bankruptcy cases. We know the ropes!
Get out of debt from home. Our Bankruptcy Attorney San Diego offers 100% virtual appointments. Meet with our Bankruptcy Attorney by phone, video or in-person for your free consultation.
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Types of Bankruptcy
Did you know there are different types of Bankruptcy to help resolve your debt? Depending on the assets in question and your financial needs, here are some of the options:
- First we have Chapter 7 bankruptcy—In cases where there is severe consumer debt, the right option may be eliminating the debt through Chapter 7. With this solution, all outstanding debts are wiped out and never need to be repaid. This solution will immediately stop debt collectors from calling and give you a fresh financial start.
- Secondly we have Chapter 13 bankruptcy—For cases with large amounts of asset-related debt, the right option may be to file for Chapter 13, which functions similarly to debt consolidation without the potential for instability when private companies offer their services. Now if your assets are no longer worth the monthly payments, Chapter 13 can be a solution to reduce payments and avoid foreclosure or repossession.
- Finally we have Chapter 11 bankruptcy—As a result of the Small Business Reorganization Act of 2019, Chapter 11 is now much more accessible to small business owners. If you owe less than $2,725,625, you may be able to restructure your finances and reduce debt while maintaining ownership and control over your business. Like Chapter 13, you will reorganize your debt into a reasonable repayment plan.
Get Started on Regaining Your Financial Freedom
Having an expert to help you through the different types of Bankruptcy is essential to erasing debt quickly and effectively. The Law Offices of Mark L. Miller has extensive experience helping clients obtain forgiveness for their debts. We offer free consultations to help people understand what we do, how we can help, and how to get started.