Banktruptcy Blogs

No, filing bankruptcy does not ruin your credit forever. Your score drops right after you file, typically 100 to 200 points depending on where it stood before, and a Chapter 7 case stays on your credit report for 10 years

Yes, filing bankruptcy stops a foreclosure sale in San Diego, even if the sale is scheduled for tomorrow. The moment you file, federal law puts an automatic stay in place that legally halts the trustee’s sale, no matter how far

Medical debt alone doesn’t automatically mean you should file bankruptcy, and it doesn’t automatically mean you shouldn’t. There’s no such thing as a separate “medical bankruptcy” category in California; medical bills get treated the same as credit cards and other

Yes, bankruptcy can stop most debt collection calls in San Diego, and the protection usually begins when the bankruptcy court files the petition and issues a case number. You do not normally wait for a hearing or ask every creditor

Every pro se bankruptcy case in San Diego County runs through one building: the Jacob Weinberger United States Courthouse at 325 West F Street, downtown, home to the U.S. Bankruptcy Court for the Southern District of California.  It’s not an

If you’re facing overwhelming debt in San Diego, one of the first questions you’ll ask is: How long will this take?  It depends on whether you file Chapter 7 or Chapter 13, and a handful of case-specific factors. Chapter 7