Reputable & Experienced Debt Attorneys in San Diego
Get out of debt with help from our expert debt attorneys
If you are considering filing for bankruptcy in San Diego, talk to our experienced debt attorneys at the Bankruptcy Law Offices of Mark L. Miller. We strive to help all our clients across San Diego and the nearby areas get out of debt as quickly and efficiently as possible. We want you to return to your normal life.
Our bankruptcy attorneys have over 40 years combined experience helping people and businesses get out of debt. Now it's your turn to use your Constitutional right to get out of debt by filing bankruptcy. Life is expensive; financial freedom is priceless, and we will help you achieve your freedom through our bankruptcy-related services.
Contact the Bankruptcy Law Offices of Mark L. Miller in San Diego to schedule your FREE consultation with our experienced Bankruptcy Attorney San Diego. This is our way of giving you the helping hand by not charging for your initial consultation. We will explain our process and leave it up to you to decide what course of action is best for you.
Find debt relief and peace of mind with our assistance
Worried, anxious, losing sleep because of debt? Overwhelmed trying to keep up with payments to creditors? Tired of juggling bills month after month with no relief? Stop letting debt weigh you down. Find immediate assistance by contacting the leading debt relief lawyers in San Diego – Bankruptcy Law Offices of Mark L. Miller.
We offer a comprehensive set of bankruptcy services designed to help you get back on your feet and prevent further financial difficulties from arising. We will stop creditors from harassing you, prevent wage garnishments, as well as help you stop any further lawsuits from coming your way. We want to ensure you’re safe from all additional stress.
Also, with the help of our experienced debt attorneys in San Diego and the area, you will get to keep your cash, vehicles, retirement accounts, as well as your home. Bankruptcy is not the end of your financial independence. It is a way out of your problems and a fresh start for your financial freedom. Contact us today!
We will provide advice on the type of bankruptcy right for you
Confused about Chapter 7 Bankruptcy Laws in California? Trying to decide if Chapter 13 is worth it? Comparing Chapter 11 vs Chapter 7 Bankruptcy? Contact one of our experienced debt relief lawyers in San Diego and get more information on the different types of bankruptcy and which one would suit your particular case best.
This is how we will help you get out of debt and set you on the right path to financial freedom. At Bankruptcy Law Offices of Mark L. Miller, San Diego’s leading bankruptcy law firm, we assess the individual financial situations of our clients in order to find the best way to help them gain a fresh start. We believe that adequate solutions require a personalized approach.
Schedule a consultation with one of our qualified and knowledgeable debt lawyers and we will provide you with all the necessary information on which type of bankruptcy you would benefit most from. Choosing the right bankruptcy is essential for making sure you find the financial relief you need.
Get in touch with us easily and without wasting your time
Scheduling a consultation with an expert debt lawyer has never been easier. We offer a completely convenient method for holding consultation remotely for the maximum convenience of all our clients. We offer you a choice – have a meeting from the comfort of your home or meet with our bankruptcy attorney in person. Finding a mobile bankruptcy attorney is no longer necessary because we offer 100% virtual appointments. Schedule your FREE appointment to meet with our Bankruptcy Attorney by phone, video, or in-person, as soon as today!
What are the different types of bankruptcies?
There are different types of Bankruptcy to help resolve your debt. Under the United States Bankruptcy Code, there are bankruptcy chapters. The best chapter for your situation depends on your income, property you own, total debt owed, your income, and your financial needs. Our reputable debt relief attorneys will provide the necessary information on the types of bankruptcies you can file in San Diego. Some of the most common options include Chapter 7, Chapter 11, and Chapter 13 bankruptcy. It’s important to know more about them in order to reach a decision alongside your attorney regarding your bankruptcy claim.
First, we have Chapter 7 bankruptcy. In cases where there is a high amount of consumer debt, Chapter 7 bankruptcy may be the right option. In fact, Chapter 7 makes up the majority of bankruptcy cases filed. With this solution, all outstanding debts are wiped out and never need to be repaid. This solution will immediately stop San Diego debt collectors from calling and give you a fresh financial start.
Secondly, we have Chapter 13 bankruptcy. For cases with a large amount of asset-related debt, the right option may be to file for Chapter 13 in San Diego, which functions similarly to debt consolidation without the potential for instability when private companies offer their services. Now if your assets are no longer worth the monthly payments, Chapter 13 can be a solution to reduce payments and avoid foreclosure or repossession of your property in San Diego.
Finally, we have Chapter 11 bankruptcy. As a result of the Small Business Reorganization Act of 2019, Chapter 11 is now much more accessible to small business owners in San Diego. If you owe less than $2,725,625, you may be able to restructure your finances and reduce debt while maintaining ownership and control over your business. Like Chapter 13, you will reorganize your debt into a reasonable repayment plan.
Get Started Regaining Your Financial Freedom
There are different types of bankruptcy that may be suitable to you based on your unique situation. Having an expert debt attorney helping you go through the bankruptcy process is essential. Otherwise, you may find yourself at risk of losing your property or even unable to qualify for a certain type of bankruptcy. It’s important to have an experienced bankruptcy attorney at your side assisting you to finalize a successful bankruptcy procedure.
Leave the complex legal analysis to the professionals. You can count on the Bankruptcy Law Offices of Mark L. Miller and our skilled legal team to help you get out of debt. We offer completely free initial consultations, which is our way of ensuring there is no risk to you. Instead, you will understand your options and have a plan for eliminating your debt, and a choice of whether to continue enlisting the help of the leading debt lawyers in San Diego and the area.
Frequently Asked Questions
If you find yourself in financial trouble, and you’re looking for a way to get out of debt, it’s always best to schedule a free consultation with a reputable debt relief attorney in San Diego. Bankruptcy Law Offices of Mark L. Miller is here to offer an initial consultation designed to help you create a plan for going forward with getting your finances in order. However, there are also other things you should pay attention to:
- Create a together budget
- Design a plan for paying your debt off
- Sto incurring more unnecessary expenses
- Explore ways for cutting your expenses
- Try looking for additional income
- Consult with your creditors about lower interest rates
- Avoid fees by paying on time
If you’re looking to get out of debt as quickly as possible, contact experienced debt relief attorneys from San Diego and consult about filing bankruptcy. Bankruptcy Law Offices of Mark L. Miller is a team of expert bankruptcy attorneys who will help you create a successful bankruptcy claim. However, if you’d like to try other methods before filing your bankruptcy, focus on the following:
- Stop using your credit cards immediately
- Pay as much as possible every month
- Focus on those debts that have the highest interest rates
- Don’t splurge on leasing or purchasing new vehicles
- Track your spending to identify areas for improvement
The first thing that happens when you file bankruptcy is that you get an automatic stay. This puts an immediate block on paying off all your debt for the time being and prevents collection agencies and creditors from constantly pursuing and harassing you. As long as the stay is active, there will be no wage garnishments nor creditor attempts to go after secured assets.
Also, bankruptcy allows you a fresh financial start by eliminating some of the debt you’ve incurred and helping you organize the rest of your debt to help you pay it off without losing your secured assets. This is why bankruptcy is not a defeat, but a victory against your financial difficulties.
However, the benefits of bankruptcy are only certain if you hire reputable debt attorneys in San Diego to help you through the entire procedure. That is what Bankruptcy Law Offices of Mark L. Miller are here to do. Contact us today and we will help you through this process.
While bankruptcy will help you get out of debt by providing relief from some debt you’ve incurred, it will not wipe out all of your debt. Depending on the bankruptcy, there are certain types of debt you will not be able to discharge.
That is why it’s best to consult qualified debt relief lawyers from Bankruptcy Law Offices of Mark L. Miller and inquire about the type of debt different types of bankruptcies eliminate. However, there is some debt no bankruptcy will be able to discharge:
- Child support and alimony
- Unpaid taxes, such as tax liens
- Debts because of malicious and willful injury to a person or property
- Debts for intoxicated operation of a motorized vehicle
- Debts not listed when filing for bankruptcy
If you’re looking for the right way to get out of debt and regain your financial security, stability, and freedom, it’s best to contact experienced debt relief lawyers to advise you on the best course of action. Luckily, you can always rely on Bankruptcy Law Offices of Mark L. Miller to offer expertise-based advice.
We are a team of educated bankruptcy attorneys who have extensive knowledge of bankruptcy law. We will help you choose the right type of bankruptcy for your situation, and continue providing assistance until your claim is successful and your bankruptcy finalized. Reach out to us today and make the first step towards getting your finances in order.