Filing for Bankruptcy in San Diego
If you are considering filing for bankruptcy in San Diego, talk to our experienced attorneys at the Law Offices of Mark L. Miller.
Worried, anxious, losing sleep because of debt? Overwhelmed trying to keep up with payments to creditors? Tired of juggling bills month after month with no relief? Stop letting debt weigh you down.
Our bankruptcy attorneys have over 40 years combined experience helping people and businesses get out of debt. Now it's your turn to use your Constitutional right to get out debt by filing bankruptcy. Life is expensive; financial freedom is priceless.
Confused about Chapter 7 Bankruptcy Laws in California? Trying to decide if Chapter 13 is worth it? Comparing Chapter 11 vs Chapter 7 Bankruptcy? Learn about Chapter 7, Chapter 11, and Chapter 13 bankruptcy. Then contact one of our experienced San Diego Bankruptcy Attorneys so we can help you get out of debt and on the road to financial freedom.
Get out of debt from the comfort of your home or meet with our San Diego Bankruptcy Attorneys in person. Finding a mobile bankruptcy attorney is no longer necessary because we offer 100% virtual appointments. Schedule your Free appointment to meet with our Bankruptcy Attorney by phone, video or in-person, as soon as today!
Filing Bankruptcy in San Diego-Understand the Types of Bankruptcy
Did you know there are different types of Bankruptcy to help resolve your debt? Under the United States Bankruptcy Code there are bankruptcy chapters. The best chapter for your situation depends on your income, property you own, total debt owed, your income and your financial needs. Some of the most common options include Chapter 7, Chapter 11 and Chapter 13 bankruptcy.
- First, we have Chapter 7 bankruptcy—In cases where there is a high amount of consumer debt, Chapter 7 bankruptcy may be the right option. In fact, Chapter 7 makes up the the majority of bankruptcy cases filed. With this solution, all outstanding debts are wiped out and never need to be repaid. This solution will immediately stop debt collectors from calling and give you a fresh financial start.
- Secondly, we have Chapter 13 bankruptcy—For cases with a high large amounts of asset-related debt, the right option may be to file for Chapter 13, which functions similarly to debt consolidation without the potential for instability when private companies offer their services. Now if your assets are no longer worth the monthly payments, Chapter 13 can be a solution to reduce payments and avoid foreclosure or repossession.
- Finally we have Chapter 11 bankruptcy—As a result of the Small Business Reorganization Act of 2019, Chapter 11 is now much more accessible to small business owners. If you owe less than $2,725,625, you may be able to restructure your finances and reduce debt while maintaining ownership and control over your business. Like Chapter 13, you will reorganize your debt into a reasonable repayment plan.
Get Started Regaining Your Financial Freedom
There are different types of bankruptcy that may be suitable to you based on your unique situation. Having an expert help you through the bankruptcy process is essential. Otherwise, you may find yourself at risk for losing your property or even unable to qualify for a certain type of bankruptcy. Instead, leave the complex legal analysis to the professionals. You can count on the the Law Offices of Mark L. Miller and their skilled legal team to help you wipe out your debt.
Because we offer free consultations, there is no risk to you. Instead, you will understand your options and have a plan for eliminating your debt.