6 Alternatives to Foreclosure
When faced with financial difficulties, homeowners throughout the US often find themselves at risk of foreclosure. It is a scary and overwhelming predicament to be in but, as every reputable foreclosure attorney in San Diego will tell you, this outcome is far from inevitable. In other words, foreclosure is not the only option for those […]
Stop & Reverse Foreclosure: Can it be Done?
Foreclosure is undoubtedly a challenging experience that can leave homeowners feeling helpless. However, despite the tribulations it introduces into a person’s life, the situation is far from hopeless! That’s right, there are steps you can take to stop and potentially reverse the foreclosure process. By arming yourself with knowledge, taking strategic action, and consulting a […]
Understanding Foreclosure: Assets & Payments
The very idea of foreclosure carries a weight of uncertainty and distress, conjuring images of individuals and families grappling with financial difficulties. It’s a topic that touches the lives of many US citizens, yet it’s often surrounded by an aura of confusion and misconception. While it is true that facing property repossession is a challenging […]
2 Types of Foreclosure
Despite it being a relatively common occurrence, foreclosure remains a somewhat taboo topic. Except, of course, when it becomes a reality and its execution an inevitability. At this point, facing property repossession becomes one of the most daunting and distressing experiences a homeowner in California may encounter. However, by enlisting the help of an experienced […]
Understanding the Wildcard Exemption in Chapter 7
In the vast majority of cases, people are absolutely terror-stricken at the very mention of bankruptcy, mainly because they’re under the impression that they will lose all of their assets and possessions if they start down this road. However, this is a common misconception. In California (and throughout the USA) there are legal safeguards in […]
Chapter 7 Wildcard Exemption: An In-Depth Guide
Most people view bankruptcy as the end of the line – a final nail in the coffin of financial stability. However, this couldn’t be further from the truth, all thanks to one specific system in the California bankruptcy process: exemptions. These powerful legal tools can make all the difference in safeguarding your assets, effectively turning […]
Chapter 7 Means Tests: An In-Depth Guide
Chapter 7 is a common option for those seeking to eliminate overwhelming debt and get a clean financial slate. However, before one can file for this type of bankruptcy, they must pass what is known as a “means test”. The means test is a critical aspect of the bankruptcy process in California, whose purpose is […]
Chapter 7 Bankruptcy Roadmap
Sometimes, life can throw financial difficulties your way, leaving you feeling helpless and overwhelmed. Fortunately, California’s legal system has some safeguards in place that can offer a means to a fresh start. One of these life-saving options is Chapter 7 bankruptcy. However, navigating the nuances of the process often seems confusing and intimidating to those […]
Chapter 7: Priority Debts Explained
For individuals facing an overwhelming amount of debt, Chapter 7 bankruptcy can be a phenomenal way to regain financial stability. It allows one to leverage their assets in order to repay their creditors while retaining ownership of their most valuable possessions. However, even in this instance, not every creditor or debt holds the same priority. […]
Voted Best Bankruptcy Law Firm
Thank You for Voting us Best Bankruptcy Law Firm The Best Bankruptcy Law Firm in San Diego’s is the Law Offices of Mark L. Miller. Once again we won 2020 San Diego Union Tribune readers poll! Winning in 2020 is extra special although we have been given this award for many years. Despite a challenging […]