8 Common Reasons for Bankruptcy
Every year, more than one million people file for bankruptcy in the U.S. While they have different stories, they’ve all found the same solution to their financial troubles. Let’s explore the most common reasons behind filing for bankruptcy. If you relate to any of them or think you’d benefit from taking this step, the best […]
6 Alternatives to Foreclosure
When faced with financial difficulties, homeowners throughout the US often find themselves at risk of foreclosure. It is a scary and overwhelming predicament to be in but, as every reputable foreclosure attorney in San Diego will tell you, this outcome is far from inevitable. In other words, foreclosure is not the only option for those […]
Stop & Reverse Foreclosure: Can it be Done?
Foreclosure is undoubtedly a challenging experience that can leave homeowners feeling helpless. However, despite the tribulations it introduces into a person’s life, the situation is far from hopeless! That’s right, there are steps you can take to stop and potentially reverse the foreclosure process. By arming yourself with knowledge, taking strategic action, and consulting a […]
Understanding Foreclosure: Assets & Payments
The very idea of foreclosure carries a weight of uncertainty and distress, conjuring images of individuals and families grappling with financial difficulties. It’s a topic that touches the lives of many US citizens, yet it’s often surrounded by an aura of confusion and misconception. While it is true that facing property repossession is a challenging […]
2 Types of Foreclosure
Despite it being a relatively common occurrence, foreclosure remains a somewhat taboo topic. Except, of course, when it becomes a reality and its execution an inevitability. At this point, facing property repossession becomes one of the most daunting and distressing experiences a homeowner in California may encounter. However, by enlisting the help of an experienced […]
Understanding the Wildcard Exemption in Chapter 7
In the vast majority of cases, people are absolutely terror-stricken at the very mention of bankruptcy, mainly because they’re under the impression that they will lose all of their assets and possessions if they start down this road. However, this is a common misconception. In California (and throughout the USA) there are legal safeguards in […]
Chapter 7 Wildcard Exemption: An In-Depth Guide
Most people view bankruptcy as the end of the line – a final nail in the coffin of financial stability. However, this couldn’t be further from the truth, all thanks to one specific system in the California bankruptcy process: exemptions. These powerful legal tools can make all the difference in safeguarding your assets, effectively turning […]
7 Methods for Stopping Creditor Harassment
Creditor harassment is an unfortunate reality that many individuals and families face when they find themselves struggling with debt. The constant calls, inappropriate mannerisms, and aggressive collection tactics can leave you feeling overwhelmed and helpless. However, by arming yourself with knowledge, taking proactive measures, and seeking appropriate assistance from a reputable San Diego creditor harassment […]
Chapter 7 Means Tests: An In-Depth Guide
Chapter 7 is a common option for those seeking to eliminate overwhelming debt and get a clean financial slate. However, before one can file for this type of bankruptcy, they must pass what is known as a “means test”. The means test is a critical aspect of the bankruptcy process in California, whose purpose is […]
Chapter 7 Bankruptcy Roadmap
Sometimes, life can throw financial difficulties your way, leaving you feeling helpless and overwhelmed. Fortunately, California’s legal system has some safeguards in place that can offer a means to a fresh start. One of these life-saving options is Chapter 7 bankruptcy. However, navigating the nuances of the process often seems confusing and intimidating to those […]