Tips on Choosing the Right Type of Bankruptcy
The first important step in resolving your financial difficulties is deciding to file bankruptcy. From there, it’s all about choosing the right type of bankruptcy that’s best suited to your particular situation. Should you contact one of San Diego’s respected Chapter 7 bankruptcy lawyers, or should you instead opt for Chapter 13 or even Chapter […]
How to Live After Filing Bankruptcy
The majority of people dread bankruptcy because of two reasons. One, they think of it as a personal defeat and two, they think they’ll never be able to bounce back from it. Neither of these is true, especially the part about not financially recovering. In fact, turning to a Chapter 7 Bankruptcy Lawyer in San […]
Chapter 7: Priority Debts Explained
For individuals facing an overwhelming amount of debt, Chapter 7 bankruptcy can be a phenomenal way to regain financial stability. It allows one to leverage their assets in order to repay their creditors while retaining ownership of their most valuable possessions. However, even in this instance, not every creditor or debt holds the same priority. […]
Voted Best Bankruptcy Law Firm
Thank You for Voting us Best Bankruptcy Law Firm The Best Bankruptcy Law Firm in San Diego’s is the Law Offices of Mark L. Miller. Once again we won 2020 San Diego Union Tribune readers poll! Winning in 2020 is extra special although we have been given this award for many years. Despite a challenging […]
The Impact of Home Equity & Income on Chapter 7 Filing
Filing for Chapter 7 can be a daunting and complex task, for the most part, because there are numerous factors influencing the eligibility, and criteria set by California bankruptcy laws are very strict when it comes to passing the means test. Although there are a lot of nuances to the process, the two key aspects […]
HAVEN Act-Military Disability is not Income
More Veterans Now Qualify for Chapter 7 Bankruptcy Under the HAVEN Act-military disability is not income in bankruptcy. Specifically, disability from the Veterans Affairs and the Department of Defense is excluded for bankruptcy filers. Most importantly, this income will not be in the bankruptcy means test. As a result, more veterans will be able to […]
How to Prepare to File Bankruptcy
So, you’ve decided to file for bankruptcy and become financially free again! This is the best move you could have made and you will be back on your feet in no time. Bankruptcy will help you keep your property, belongings, and retirement accounts while freeing you from endless creditor calls, texts, and emails. Just imagine […]
What Is the Process of Filing Bankruptcy Like?
Knowing the details of the bankruptcy process is essential for a successful filing. Bankruptcy is a true lifesaver for individuals and families struggling financially, and it grants a fresh start and a new positive outlook on life. To perform everything correctly, the first step should always be to hire an experienced debt lawyer in San […]
Chapter 13: The Inner Workings
For most people, facing extensive financial difficulties or large amounts of debt may seem like an insurmountable problem. Even more so at the mention of bankruptcy, as the vast majority believe it is a one-way street to financial ruin. The truth, however, is quite the opposite! Above everything else, bankruptcy is a lifeline, a way […]
Qualifying for Chapter 13: All You Need to Know
In the face of overwhelming debt, filing for Chapter 13 bankruptcy presents individuals with a regular income with the means of overcoming financial difficulties and regaining their economic independence. However, before being allowed to restructure their debt, filers must pass the so-called “means test”. This is a critical element of the California bankruptcy system that […]