4 Ways Chapter 13 Changes Your Life for the Better
So, you find yourself in financial trouble, and you feel like it’s all grim? It feels as though you’re not going to be able to bounce back? Stop your worries and start thinking about hiring a San Diego, CA’s leading bankruptcy attorney to help change your life around. Bankruptcy is the true financial rebound you’ve […]
6 Positive Effects of Chapter 7 on Your Life
The vast majority of people view bankruptcy in a wholly negative way. They think it’s the end of the line, from which there’s no recovery; a financial pit, from which there’s no way out. All of them are wrong. Bankruptcy, Chapter 7 in particular, is a lifeline and an excellent way to regain control of […]
2 Practical Things to Know About Chapter 7 Filing
While many view it in an unfavorable light, the fact is that bankruptcy is a beyond useful tool to get out of debt and regain financial stability. However, it’s also the fact that the filing process is convoluted and can make even the most basic aspects confusing. That’s why, today, instead of delving deep into […]
How to Rebuild Credit After Chapter 7
While bankruptcy does represent a difficult stretch of your financial journey, it is by no means the end of it. Rather, it’s a “course correction”; a pit stop that allows you to reevaluate, reassess, and reinstate some positive habits that’ll go a long way toward securing your future. Whether you choose to do it on […]
Types of Debt Chapter 7 Eliminates
You’re in debt, and first you need to know that that’s OK. Show us one person who hasn’t made a poor financial decision in their life and let them throw the first stone. It happens, and you can’t dwell on it. However, what you can do is hire one of San Diego’s reputable Chapter 7 […]
The Complete Guide to Bankruptcy Exemptions in CA
The primary reason why people tremble in terror at the very mention of bankruptcy is a misplaced notion that they’ll lose everything after filing for Chapter 7: their home, car, savings, and even clothes off their backs. While Ch7 is the so-called “liquidation bankruptcy”, meaning the bank has the right to seize your property, the […]
Glossary of Essential Bankruptcy Terms
Considering filing for bankruptcy can be overwhelming, especially if you don’t understand the most important terms. Regardless of why you might be going the bankruptcy route, you should be familiar with the process which includes knowing the terms and not being fooled by bankruptcy myths. Also, most importantly, you should hire San Diego, CA’s leading […]
Top Chapter 7 and Chapter 13 Bankruptcy Myths
Bankruptcy is a legal process in which an individual may discharge most of their personal debts through the process of liquidation or a repayment plan. However, there are also many myths that surround bankruptcy you should be aware of. These myths are not true, and you need to learn more about them in order to […]
Prohibited Creditor Actions: A Comprehensive Guide
Being in debt is burdensome enough, even without adding more stress to an already bad situation. The problem, however, is that creditors and debt collectors seem to ignore this fact in the vast majority of cases. Fortunately, there are laws in place to protect you from abusive debt collection practices. Even if you hire the […]
Can I Lose My Retirement Account Account if I File Bankruptcy?
Retirement accounts are important tools for retirement planning. One of the biggest myths about bankruptcy is that you will lose everything, including your retirement accounts. However, nothing could be further from the truth. While bankruptcy cannot magically wipe away all the debt you’ve incurred, it does help you keep your retirement account intact. Allowing you […]