How Much Home Equity (and Income) Can You Have and Still File Chapter 7 in California?

Let’s be honest about the question that’s really keeping you up at night. It isn’t the legal jargon. It’s this: if I file for bankruptcy, do I lose my house? In California, you can keep your home in Chapter 7 as long as your equity fits inside the state’s homestead exemption. In 2026 that exemption […]
How to Prepare to File Bankruptcy

So, you’ve decided to file for bankruptcy and become financially free again! This is the best move you could have made and you will be back on your feet in no time. Bankruptcy will help you keep your property, belongings, and retirement accounts while freeing you from endless creditor calls, texts, and emails. Just imagine […]
What Is the Process of Filing Bankruptcy Like?

Knowing the details of the bankruptcy process is essential for a successful filing. Bankruptcy is a true lifesaver for individuals and families struggling financially, and it grants a fresh start and a new positive outlook on life. To perform everything correctly, the first step should always be to hire an experienced debt lawyer in San […]
Chapter 13: The Inner Workings

For most people, facing extensive financial difficulties or large amounts of debt may seem like an insurmountable problem. Even more so at the mention of bankruptcy, as the vast majority believe it is a one-way street to financial ruin. The truth, however, is quite the opposite! Above everything else, bankruptcy is a lifeline, a way […]
Ways Bankruptcy Helps With Foreclosure

When you find yourself in a situation where you’ve missed a couple of mortgage payments and you’re racked up a fair amount of debt, it’s essential to keep looking forward and not blame yourself. Things like these happen, and you can’t go back in time to fix it. What you can do is hire San […]
Qualifying for Chapter 13: All You Need to Know

In the face of overwhelming debt, filing for Chapter 13 bankruptcy presents individuals with a regular income with the means of overcoming financial difficulties and regaining their economic independence. However, before being allowed to restructure their debt, filers must pass the so-called “means test”. This is a critical element of the California bankruptcy system that […]
4 Ways Chapter 13 Changes Your Life for the Better

So, you find yourself in financial trouble, and you feel like it’s all grim? It feels as though you’re not going to be able to bounce back? Stop your worries and start thinking about hiring a San Diego, CA’s leading bankruptcy attorney to help change your life around. Bankruptcy is the true financial rebound you’ve […]
Yelp Sends Law Offices of Mark L. Miller 2018 Customer Satisfaction Award
The Law Offices of Mark L. Miller of San Diego is excited to announce that we recently received a customer satisfaction award from Yelp due to our overwhelmingly positive reviews on the popular public review website. We have always committed ourselves to going above and beyond for our clients. San Diegans come to us in […]
6 Positive Effects of Chapter 7 on Your Life

The vast majority of people view bankruptcy in a wholly negative way. They think it’s the end of the line, from which there’s no recovery; a financial pit, from which there’s no way out. All of them are wrong. Bankruptcy, Chapter 7 in particular, is a lifeline and an excellent way to regain control of […]
2 Practical Things to Know About Chapter 7 Filing

While many view it in an unfavorable light, the fact is that bankruptcy is a beyond useful tool to get out of debt and regain financial stability. However, it’s also the fact that the filing process is convoluted and can make even the most basic aspects confusing. That’s why, today, instead of delving deep into […]