Can I Lose My Retirement Account Account if I File Bankruptcy?
Retirement accounts are important tools for retirement planning. One of the biggest myths about bankruptcy is that you will lose everything, including your retirement accounts. However, nothing could be further from the truth. While bankruptcy cannot magically wipe away all the debt you’ve incurred, it does help you keep your retirement account intact. Allowing you […]
Creditor Harassment Explained
Being indebted is a harsh reality for many Americans. In fact, it is estimated that roughly 340 million US citizens live with some form of debt or another which creditors work tirelessly to collect. While doing so is well within their legal right, there are rules and regulations in place defining exactly how creditors can […]
5 Methods for Finding a Good Bankruptcy Attorney
An experienced, qualified, and most of all pleasant-to-work-with bankruptcy lawyer is essential for smooth sailing through your bankruptcy process and sunny shores that await you on the other side. However, to enlist the best possible legal representation in San Diego for your Chapter 13 bankruptcy, you need to know what qualities to look for when […]
How to Know if You Qualify for Chapter 7 & How Often You Can File
Filing bankruptcy in San Diego, CA often means the difference between continuing to endure creditor harassment and waging the unwinnable war with your debt, and achieving financial freedom and getting your finances back in order. However, before rushing to meet a Chapter 7 bankruptcy lawyer, you have to know if you qualify for Chapter 7 […]
Student Loan Debt & Chapter 7 Bankruptcy: A Feasibility Study
In many cases, student loan debts grow to become an insurmountable obstacle in the life of an individual, with seemingly no way out of the endless circle of struggle and repayment. Fortunately, “seemingly” is the operating word here. What most people do not know is that filing a bankruptcy claim via a reputable San Diego […]
9 Tips for a Reorganization Plan During Chapter 11
Bankruptcy can be quite a challenging and stressful time for your business. Even so, this situation is not as bleak as it may seem at the first glance. The positive side of bankruptcy is that it’s giving you an amazing opportunity to restructure and emerge even stronger. However, to address financial issues, streamline operations, and […]
A Guide to Student Loan Debt Discharge
Being trapped in the endless cycle of debt repayment is an unfortunate reality for millions of US citizens. Every day, we see individuals struggling to make ends meet while doing their best to keep up with payments – or, rather, because they’re trying to keep up with payments. But, here’s the thing: most of them […]
Types of Debt Chapter 13 Eliminates
Dealing with debt is overwhelming, to say the least. Luckily, bankruptcy provides a way out and a way toward your financial freedom. If you’re considering filing for Chapter 13, you probably want to know what type of debt it can get rid of, so you know what to expect. Keep reading to get the info […]
Can You End Chapter 13 Bankruptcy Early in San Diego?
Nobody likes being in debt, even when you know it will eventually end. For San Diego residents in a Chapter 13 repayment plan, that 3-to-5-year commitment can feel like a long road. So it’s completely natural to wonder: can I pay off Chapter 13 bankruptcy early and get my financial freedom back sooner? The short […]
5 Benefits of Filing Chapter 7 Bankruptcy
You’re thinking about filing for bankruptcy and you haven’t even decided on a chapter yet, but you’re probably already hearing “Oh, bankruptcy… That bad, eh?” and other questions with a similar end. Well’ to that we say ignore them, understand all the advantages bankruptcy has to offer and start thinking about hiring an experienced Chapter […]