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Chapter 7 - Your Fresh Start

Chapter 7 Lawyer in San Diego

Wipe Out Your Debt & Get Back to Your Life

Chapter 7 bankruptcy can give you a fresh financial start. Debt doesn’t have to plague your thoughts day in and day out. With the help of legal professionals, it’s possible to have your debts resolved so you can get back to living life normally. By calling the bankruptcy attorneys at the Law Offices of Mark L. Miller in San Diego, you can better understand your options for how to use bankruptcy as a means to resolve the pressures and stress associated with debt.

Filing Chapter 7 bankruptcy will:Stop Sign

Get started on your path to financial freedom. Call our debt relief office in San Diego at (619) 494-3821 to schedule a free consultation today!

How Chapter 7 Helps Hundreds of Thousands of People

During substantial life changes, outstanding debts can cause serious problems, making Chapter 7 bankruptcy a lifesaver. This kind of bankruptcy erases debt while protecting your belongings, offering you a fresh financial start. Filing for bankruptcy also stops creditor calls and third-party debt collectors from harassing you.

The San Diego Chapter 7 lawyers at the Law Offices of Mark L. Miller have experience working with the United States bankruptcy courts and laws. We have helped thousands of clients eliminate debt and get their lives back by filing for Chapter 7 or Chapter 13 bankruptcy.

​​​​​​Filing for Chapter 7 may be worth considering if you are:

  • Unable to pay more minimum payments on credit card bills
  • Being sued for past due debts
  • Without a job to pay your bills
  • Taking money from one credit card to pay on another
  • Struggling with personal loan payments
  • Facing huge taxes or child support payments
  • Late on your house or car and risking the loss of the property
  • In divorce and must pay part or all of the debts
  • Your credit is bad and wiping out debt will improve it
  • Paying on credit cards but never getting ahead
  • Paying a huge part of your income toward your credit card payments
  • Liquidating retirement to pay bills
  • Unable to pursue education because you can’t get ahead on your credit card payments

What Debts Can Chapter 7 Clear?

Filing for Chapter 7 gives you a fresh start by eliminating debt while allowing you to keep most of your property. In fact, most clients keep all of their property and lose nothing but their debt! Because bankruptcy law is not meant to punish you, the law allows for property exemptions to keep your car, house, jewelry, clothing, and everything else.

Unsecured debts like credit card balances, personal loans, money judgments, and certain taxes can be wiped out in Chapter 7. Some debts are not wiped out in a bankruptcy case including certain taxes, most student loans, alimony, child and other court-ordered support payments and criminal claims.

How Long Does Filing Chapter 7 Take?

Bankruptcy cases typically last about four months, from the date the case is filed to discharge. During that period, clients will need to attend a 341a meeting of creditors and they will be accompanied by an experienced Chapter 7 bankruptcy attorney in San Diego at the Law Offices of Mark L. Miller. Our attorneys in San Diego, CA have attended thousands of 341a meetings so they are well versed in the entire process and will be there with you every step of the way.

You Choose How to Manage Your Financial Obligations

The professionals at the Law Offices of Mark L. Miller help clients to make the decisions, not their creditors. For secured debts such as home mortgages or automobile loans, clients can choose to pay off an asset at its current fair market value, return the asset to the creditor and wipe out the balance due, or keep the asset and continue paying it as they have been.

Bankruptcy offers a lot of options, but you need an experienced attorney to help you determine your options and how to proceed. The team at the Law Offices of Mark L. Miller can help prepare clients for what to expect, with pre-petition planning to help you take advantage of any special exemptions allowed by law.

Start your financial relief now. Call our San Diego office at (619) 494-3821 for your free consultation to eliminate your debt.

5 / 5 stars
Filing bankruptcy is a scary and embarrassing situation; however everyone at Mark Miller Law offices made my husband and I feel comfortable! They understood that we are good people and just having unforeseen financial issues. We were able to purchase a brand new home 2 years after our BK was discharged and able to purchase a brand new luxury vehicle at a low single digit interest rate! This bankruptcy has allowed our family a fresh start and no more scary trips to the mailbox or harassing phone calls because we are now debt free!

Our Clients Love Us

  • “I'd recommend them to anyone!”

    Mandy H.
  • “I can sleep well knowing my finances are safe!”

    Heather T.
  • “Filing bankruptcy is a scary and embarrassing situation, but they made the process so comfortable!”

    Tiffany H.
  • “They made the bankruptcy process as smooth as butter!”

    Devon C.
  • “Mark Miller has to be the nicest attorney in San Diego!”

    Ashley M.
  • “They are truly the best of the best at what they do!”

    Rob C. San Diego, CA
  • “They go out of their way to help!”

    J. Turner San Diego, CA
  • “Our best interest was kept as the priority through the bankruptcy process!”

    M. Hudlin San Diego, CA
  • “They are experienced & professional!”

    Tim P.
  • “I highly recommend Mr. Miller's law firm!”

    Monnika B.
  • “Treated with warmth & respect by everyone!”

  • “They are the best legal team I've ever had!”

    Kim W.
  • “We were referred to Mark Miller's law firm by our friends and we never regret it.”

    Natasha E.
  • “Mark Miller is also one of the nicest people I had the pleasure of meeting.”

    Rebekka L.
  • “They were very thorough about the bankruptcy process and answered all of my questions!”

    Nani B.

Why Work With The Law Offices of Mark L. Miller?

  • Experience & Compassion

  • 24/7 Availability

  • Free Consultations

  • Military Discounts

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